Financing

Mortgage Rates Hit Record Lows

Mortgage Rates Hit Record Lows for Three Consecutive Weeks Over the past several weeks, Freddie Mac has reported the average 30-year fixed ...
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Appraisal Tips for Owners and Real Estate Agents

How to Obtain a Good Appraisal…. The business of appraisals has changed since I started my real estate career many ...
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Can a 1% Hike in Mortgage Rates Really Stall Housing?

Interest Rates and House Prices Last week's jump in mortage rates was the largest jump in 26 years from 3.98 ...
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Down Payments – Higher or Lower?

Down Payment Options on Buying a Home Finding the right balance between a down payment and a loan amount may ...
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The 7 SIMPLE Steps of Escrow in California

What is Escrow? In order to obtain home financing and have a home loan funded, a buyer must go through ...
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Private Mortgage Insurance Spelled Out

PMI allows low down payments for home buyer Any time you are financing a loan that is higher that 80% (Loan-to-Value) ...
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Repairing Your Credit After a Short-Sale or Foreclosure

Credit Score Tips Short-selling your home may be a way to lift a financial burden off your shoulders and the ...
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FHA Condo Approval Easier Now

FHA relax rules on Condo Certification The FHA has given encouraging news to condo owners by relaxing the rules for ...
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FHA Rescinds Tough New Credit Restrictions

Home Buyers Find It Easier to Obtain FHA Loans In a policy switch that could be important to thousands of ...
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20% Downpayment Proposal – What’s the latest?

The 20 percent proposal is alive but groups are still trying to bury it. The higher initial equity the lower ...
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